Coverage: Workers' compensation covers a wide range of work-related injuries and illnesses, including accidents, repetitive strain injuries, occupational diseases, and more. The coverage typically extends to medical expenses, rehabilitation costs, and a portion of lost wages.

No-Fault System: Workers' compensation operates on a no-fault basis, meaning that employees are entitled to benefits regardless of who was responsible for the injury or illness. Even if the employee's own actions contributed to the incident, they are still generally eligible for benefits.

Benefits: The benefits provided through workers' compensation can include payment for medical treatment, such as doctor visits, surgeries, medications, and therapy. Additionally, employees may receive compensation for a portion of their lost wages during the period they are unable to work due to their injury or illness.

Exclusions: While workers' compensation covers most work-related injuries and illnesses, there are certain situations that might be excluded from coverage. For instance, injuries that result from self-inflicted actions, violations of company policies, or intoxication may not be eligible for benefits.

Employer Responsibility: Employers are generally required by law to provide workers' compensation coverage for their employees. The specifics of the coverage, regulations, and requirements can vary by jurisdiction (state or country). Employers usually pay the premiums for this insurance.

Filing a Claim: In the event of a work-related injury or illness, the injured employee typically needs to notify their employer and file a workers' compensation claim. This involves completing paperwork and providing documentation, such as medical records and incident reports.

Dispute Resolution: If there is a dispute between the employee, employer, or insurance provider regarding the validity of a claim, compensation amount, or other aspects, there are usually established processes for resolving these disputes, such as administrative hearings or mediation.